Terms and Conditions

SMS Program Description

King Health LLC offers SMS messaging programs that may include:

• Account notifications
• Customer support communications
• Appointment reminders
• Promotional offers and updates (where consent is provided)

Opt-In and Opt-Out

By opting into our SMS program, you agree to receive text messages as described above.

Opt-Out

Reply STOP at any time to unsubscribe.

Help

Reply HELP or contact Admin@kinghealthdirect.com.

Message Frequency and Costs

Message frequency may vary. Message and data rates may apply depending on your carrier plan.

Carrier Disclaimer

Wireless carriers are not liable for delayed or undelivered messages.

Eligibility

You must be at least eighteen years old to participate in our SMS programs.

Customer Support

For SMS related support, contact Admin@kinghealthdirect.com.

Privacy Policy

Your participation in our SMS program is subject to our Privacy Policy. By opting in, you agree to the collection and use of information as described therein.

About King Health

King Health is an independent insurance agency owned by Javon King. License number: New Jersey 1636452. Licensed in: New Jersey and North Carolina.

King Health represents multiple insurance carriers and is not itself an insurer. Policies are issued, underwritten and administered by the carriers we represent, and each carrier is responsible for the obligations described in its own policy documents.

No Coverage Through This Website

Nothing on this website binds, changes or cancels any insurance coverage. Coverage begins only when a carrier approves an application and issues a policy. Submitting a form on this website is a request to be contacted, and it is not an application for coverage.

Educational Information Only

The content of this website is general and educational. It is not legal, tax or investment advice, and it does not describe the terms of any specific policy. Where this website and a policy differ, the policy documents issued by the carrier control.

Quotes, Eligibility and Underwriting

Any premium or benefit discussed with you before a policy is issued is an estimate. Eligibility, rates and benefits are determined by each carrier, vary by state and may depend on underwriting, and a carrier may decline an application.

Medicare Information

King Health is not connected with or endorsed by the United States government or the federal Medicare program. The Medicare plans we discuss are limited to those offered by the carriers King Health represents in your area.

Communications and Consent

When you submit a form, we may contact you by phone, email or text message in keeping with the consents you give on that form. Consent to be contacted is not a condition of purchase. You may withdraw your consent at any time by telling us by phone or email, or by replying STOP to any text message.

Information You Provide

You agree that the information you submit through this website is accurate and complete to the best of your knowledge. We rely on what you provide in order to compare plans and to prepare recommendations for you.

Reviews and Third Party Content

Reviews shown on this website are published by their authors on Google and are displayed unedited. King Health does not pay for reviews and does not solicit reviews in exchange for anything of value. Google's own terms govern that content.

Links to Other Sites

This website may link to carrier websites and other third party sites. Those sites are governed by their own terms and privacy practices, and a link does not imply that King Health endorses them.

Intellectual Property

The text, design and photography arrangement of this website belong to King Health or are used under license. Carrier names and logos belong to their respective owners and are shown for reference only.

Acceptable Use

You agree not to use this website for any unlawful purpose, not to scrape or copy its content by automated means, not to interfere with its operation and not to misrepresent your identity in any submission.

Applications to Join King Health

Submitting an application through our Join the Team page creates no offer, no engagement and no guarantee of carrier appointment. King Health makes no representation of income to any applicant.

Disclaimer of Warranties

This website is provided as is and as available, without warranties of any kind, whether express or implied, to the fullest extent the law allows.

Limitation of Liability

To the extent the law allows, King Health is not liable for any indirect, incidental or consequential loss arising from your use of this website or from your reliance on its general information.

Indemnification

You agree to indemnify and hold harmless King Health and its owner from claims arising out of your misuse of this website or your breach of these terms.

Privacy and Accessibility

Our Privacy Policy explains how we collect and use the information you share with us, and our Accessibility statement describes our commitment to making this website usable for everyone.

Modifications

We reserve the right to modify these Terms at any time. The effective date shown at the top of this page identifies the version currently in force, and continued use of the services constitutes acceptance of updated Terms.

Governing Law

These Terms are governed by the laws of the United States.

Contact

Questions about these Terms are welcome at: